The generation of those now in their twenties have much leto keep track of their personal finances than previous generations did. Young people have continuously been encouraged to use student loans and overdrafts without a thought for the future, but now they are increasingly realising that thup and take responsibility for their finances. This book will cover all those complicated things that as a student or young person you never bothered to try and understand before-suddenly-it's vitunderstand them. The world of ISAs, loans, mortgages and tax returns cscary to the uninitiated. Experienced financial journalist Nic Cicutti breaks the vital information down into four sections: debt, life, savings and budgeting. Topics covered will include student loans, bank debt, credit cards and mortgages; tax returns abuying and renting property; savings, ISAs and investment strategies; and planning a budget.The Financial Intelligence series offers down-to-earth, practical guides to personal finance, aimed at anyone who wants to increase their financial IQ. These guides will help readers to feel confident about making the right decisions when it comes to spending, saving and investing their money.
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